Medicare Information & Resources
Enrollment
Forms
Medicare Premiums (2023)
INDIVIDUAL
$97,000 or less
$97,001 - $123,000
$123,001 - $153,000
$153,001 - $183,000
$183,001 - $499,999
$500,000+
JOINT
$194,000 or less
$194,001 - $246,000
$246,001 -$306,000
$306,001 - $366,000
$366,001 - $749,000
$750,000+
PART B PREMIUM
$164.90
$230.80
$329.70
$428.60
$527.50
$560.50
PART D PREMIUM
Plan Premium
$12.20 + Plan Premium
$31.50 + Plan Premium
$50.70 + Plan Premium
$70.00 + Plan Premium
$76.40 + Plan Premium
Medicare Coverage
Medicare Part A
Coverage
Hospital Inpatient Stay
Skilled Nursing Facility Care
Inpatient Psychiatric Care
COST
Deductible: $1,600 per benefit period
Only after a 3-day inpatient stay at a hospital.
Nursing Care is a technical term and does not include solely custodial care.
DETAILS & NOTES
First 60 Days Cost: You pay $0. Medicare pays.
Days 61-100 Cost: You pay $400 a day. Medicare pays the rest.
Days 101-150 Cost: You pay $800 a day. Medicare pays the rest.
Days 150+ Cost: You pay 100%
First 20 days Cost: You pay $0. Medicare pays.
Days 21-100 Cost: You pay the first $200.00 a day. Medicare pays the rest.
Days 101+: You pay 100%
190 days lifetime benefit, Medicare pays 100%
Medigap Coverage
BENEFITS
Plan A
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
x
Blood (First 3 Pints)
x
Part A Hospice Care Coinsurance or Copayment
x
Skilled Nursing Facility Care Coinsurance
Medicare Part A Deductible
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
BENEFITS
Plan B
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
x
Blood (First 3 Pints)
x
Part A Hospice Care Coinsurance or Copayment
x
Skilled Nursing Facility Care Coinsurance
Medicare Part A Deductible
X
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
BENEFITS
Plan C
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
x
Blood (First 3 Pints)
x
Part A Hospice Care Coinsurance or Copayment
x
Skilled Nursing Facility Care Coinsurance
X
Medicare Part A Deductible
X
Medicare Part B Deductible
X
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
X
BENEFITS
Plan D
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
x
Blood (First 3 Pints)
x
Part A Hospice Care Coinsurance or Copayment
x
Skilled Nursing Facility Care Coinsurance
X
Medicare Part A Deductible
X
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
X
BENEFITS
Plan F
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
x
Blood (First 3 Pints)
x
Part A Hospice Care Coinsurance or Copayment
x
Skilled Nursing Facility Care Coinsurance
X
Medicare Part A Deductible
X
Medicare Part B Deductible
X
Medicare Part B Excess Charges
X
Foreign Travel Emergency (Up to Plan Limits)
X
BENEFITS
Plan G
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
x
Blood (First 3 Pints)
x
Part A Hospice Care Coinsurance or Copayment
x
Skilled Nursing Facility Care Coinsurance
X
Medicare Part A Deductible
X
Medicare Part B Deductible
Medicare Part B Excess Charges
X
Foreign Travel Emergency (Up to Plan Limits)
X
BENEFITS
Plan K
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
50%
Blood (First 3 Pints)
50%
Part A Hospice Care Coinsurance or Copayment
50%
Skilled Nursing Facility Care Coinsurance
50%
Medicare Part A Deductible
50%
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
Out Of Pocket Limit $6,220
BENEFITS
Plan L
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
75%
Blood (First 3 Pints)
75%
Part A Hospice Care Coinsurance or Copayment
75%
Skilled Nursing Facility Care Coinsurance
75%
Medicare Part A Deductible
75%
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
Out Of Pocket Limit $3,110
BENEFITS
Plan M
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
X
Blood (First 3 Pints)
X
Part A Hospice Care Coinsurance or Copayment
X
Skilled Nursing Facility Care Coinsurance
X
Medicare Part A Deductible
50%
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
X
BENEFITS
Plan N
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
Medicare Part B Coinsurance or Copayment
X***
Blood (First 3 Pints)
X
Part A Hospice Care Coinsurance or Copayment
X
Skilled Nursing Facility Care Coinsurance
X
Medicare Part A Deductible
50%
Medicare Part B Deductible
Medicare Part B Excess Charges
Foreign Travel Emergency (Up to Plan Limits)
X
* Plan F and Plan G (beginning in January, 2020) also offers a high-deductible plan. lf you choose this option, this means you must pay for Medicare-covered costs up to the high deductible amount before your Medigap plan pays anything.
** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.
Important Notices
Enrollment in any plan on this page may provide compensation (in the form of commission), that we do not control. I will always, always fulfill my fiduciary responsibility to you.
If compensated, then we will be the Agent of Record, and therefore, if you have any administrative problems or controversies, for any reason, you can contact us, and we will be able to “direct traffic,” provide guidance on how to pursue your inquiry. This is a VITAL, free component of our fiduciary responsibility to clients.
If you cannot find what you are seeking, send an email and ask: we will be able to locate it.
Contact Us Here
Your first call is always free. You can ask us about anything that affects your financial life.
Mail Us At
info@gh2benefits.com
Call Us At
1 (855) 463 – 9688
Visit Us At
GH2 Benefits
416 W. Huron St
Suite 1
Ann Arbor MI 48103