I am a Certified Financial Planner, Chartered Life Underwriter, Charter Financial Consultant, and have spent many years on three continents, in global financial markets.
I am the author of Maximize Your Medicare (Allworth Press). nationally-recognized Medicare expert, and many have seen my presentations and received my expert counsel. Some of those groups include the State Bar of Michigan, thestreet.com, the Alliance for Lifetime Income, and medicareresoureces.org.
Here’s what the head of American College (which provides the advanced credentials to insurance agents) said about Maximize Your Medicare.
Let’s Start a Conversation
lots of rules
Medicare rules are confusing, yes.
Enrollment periods, permanent late enrollment penalties, some of what you may have heard is true.
We’ll keep your head above water, so that you don’t drown in the details.
There are going to be 30+ Medicare Advantage plans, 30+ Part D plans, and 20+ Medigap carriers in most locations.
Some locations have extra rights and options to enroll or change Medigap plans. You cannot simply call your friend, located in another state or county, to compare notes, because the same plans may not exist, the same prices may not exist.
so many choices
START EARLY. You gain nothing by delaying.
You don’t get extra benefits, you don’t get better prices. You are inviting extra stress due to the fact there are other parties (government, carriers) involved.
DON’T DO IT YOURSELF. The public doesn’t get complete access to the best prices easily. There are nuances in the benefits that you may not recognize. And, if there is a problem, I will navigate, shepherd you to a resolution.
What I Will Do For You
I’ll get to know you and simply listen.
Your household situation, your health issues, your financial condition.
I’ll get to know your priorities, I will have full command of the options and timelines that fit your situation.
Explain the options until you are comfortable.
It can take an hour, it can take 10 hours, doesn’t matter.
You can ask me anything, and I will let you know if you should’ve asked me something that you have missed.
I’ll guide you across the finish line.
Sometimes, there are unforeseen situations, like red tape gets in the way.
After enrollment, you can also continue to ask anything, and we can revisit the options so that you get the most for your money.