Medicare Information & Resources

Medicare 2023 Premiums

INDIVIDUAL JOINT PART B PREMIUM PART D PREMIUM
$97,000 or less
$194,000 or less
$164.90
Plan Premium
$97,001 - $123,000
$194,001 - $246,000
$230.80
$12.20 + Plan Premium
$123,001 - $153,000
$246,001 -$306,000
$329.70
$31.50 + Plan Premium
$153,001 - $183,000
$306,001 - $366,000
$428.60
$50.70 + Plan Premium
$183,001 - $499,999
$366,001 - $749,000
$527.50
$70.00 + Plan Premium
$500,000+
$750,000+
$560.50
$76.40 + Plan Premium

Medicare Coverage

Medicare Part A

Coverage COST DETAILS & NOTES
Hospital Inpatient Stay
Deductible: $1,600 per benefit period
First 60 Days Cost: You pay $0. Medicare pays
Days 61-100 Cost: You pay $400 a day. Medicare pays the rest.
Days 101-150 Cost: You pay $800 a day. Medicare pays the rest.
Skilled Nursing Facility Care
Only after a 3-day inpatient stay at a hospital.
Days 150+ Cost: You pay 100%
Nursing Care is a technical term and does not include solely custodial care.
First 20 days Cost: You pay $0. Medicare pays.
Inpatient Psychiatric Care
Days 21-100 Cost: You pay the first $200.00 a day. Medicare pays the rest.
Days 101+: You pay 100%
190 days lifetime benefit, Medicare pays 100%

Medigap Coverage

* Plan F  and Plan G (beginning in January, 2020) also offers a high-deductible plan. lf you choose this option, this means you must pay for Medicare-covered costs up to the high deductible amount before your Medigap plan pays anything. In 2023, the deductible for High-deductible Plans F and G is $2,700.

** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.

BENEFITS Plan A Plan B Plan C Plan D Plan F Plan G Plan K Plan L Plan M Plan N
Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
X
X
X
X
X
X
X
X
X
X
Medicare Part B Coinsurance or Copayment
x
x
x
x
x
x
50%
75%
x
x***
Blood (First 3 Pints)
x
x
x
x
x
x
50%
75%
X
X
Part A Hospice Care Coinsurance or Copayment
x
x
x
x
x
x
50%
75%
X
X
Skilled Nursing Facility Care Coinsurance
X
X
X
X
50%
75%
X
X
Medicare Part A Deductible
X
X
X
X
X
50%
75%
50%
50%
Medicare Part B Deductible
X
X
Medicare Part B Excess Charges
X
X
Out Of Pocket Limit $6,220
Out Of Pocket Limit $3,110

Important Notices

Enrollment in any plan on this page may provide compensation (in the form of commission), that we do not control. I will always, always fulfill my fiduciary responsibility to you.

If compensated, then we will be the Agent of Record, and therefore, if you have any administrative problems or controversies, for any reason, you can contact us, and we will be able to “direct traffic,” provide guidance on how to pursue your inquiry. This is a VITAL, free component of our fiduciary responsibility to clients.

If you cannot find what you are seeking, send an email and ask: we will be able to locate it.